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The Smile Institute
首页
资讯
商业及投资
常见问题
公开课
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所在位置:
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常见问题
常见问题
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地产知识
房屋贷款
保险理财
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全部
地产知识
房屋贷款
保险理财
留学移民
问:利率升高,美国房贷再融资需求续降
答:
随着利率持续升高,美国上周房贷需求进一步下滑,特别是房贷再融资需求更加疲软。
问:投资美国房产,全款与贷款比较
答:
美国买房子付款一般有两种方式,一种是贷款买房,另一种就是全款买房。那么,配置美国房产,两种方法哪种比较好呢?
问:美国贷款流程,推荐收藏!
答:
在美国买房交易中,大多数人用银行贷款来减轻资金问题,银行贷款可以减轻您的资金压力,有效的利用您的资金,在某种程度上也可以控制一定的风险。美国买房申请贷款流程比较复杂,目前的银行和金融机构对购房者审核趋向严格。具体流程如下:
问:买房潮推高需求?全美住房抵押贷款申请数还在上涨!
答:
这个节日季罕见的买房潮正在推高住房抵押贷款申请的需求。根据抵押贷款银行家协会的数据,上周,全美住房抵押贷款申请数量较此前一周上涨了1.8%,其中主要是受到申请购房贷款的数量上涨拉动。
问:美国贷款买房都有哪些花费?
答:
美国房价在不断上涨,不少投资人偏向选择贷款方式购房,以达到杠杆效果和税务优惠。
问: 美国买房支付头款方式大全
答:
在美国,很多朋友在买房的时候都会产生对头款到底该怎么付?该付多少?除了头款以外买房还会产生什么费用?这等等的问题,今天就给安排上美国买房支付头款大全:
问:美国贷款买房流程是怎样的?
答:
一、首先需要弄清楚可以贷多少钱,根据款项的总额制定你的购房金额:需要到银行申请pre-qualification letter或 pre-approval letter 贷款预批准信。
问:你需要关注的房屋贷款问题是什么?
答:
相信大家都会在贷款买房时希望每一分钱都花的明明白白,能省的钱尽量省下来,而贷款时很多名目繁杂的费用也是让很多人头痛的地方,究竟如何做才能让所有钱花的明明白白呢?
问:美国买房贷款流程
答:
1. 查信用报告、准备存款 在开始买房之前,应该先做好前期准备。例如了解自己的信用分数(Credit Score)、确认信用报告(Credit Report)上没有错误信息和负面记录,也没有大笔金额的负债记录,准备好首付以及过户费用的存款等。
问:在美国贷款购房,需要完成哪些基本流程?
答:
美国贷款购房的流程是: 1. 首先需要弄清楚可以贷多少钱,然后制定购房金额。需要到银行申请pre-qualification letter或 pre-approval letter 。贷款预批准信上会写明可借款的额度;同时证明买家符合银行贷款的基本条件。
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请求信息 : 2025-08-10 19:36:56 HTTP/1.1 GET : jiazhumeiguo.com/blog/58202/question?page=14&type_id=16
运行时间 : 0.403540s [ 吞吐率:2.48req/s ] 内存消耗:4,901.17kb 文件加载:78
查询信息 : 2 queries 0 writes
缓存信息 : 1 reads,1 writes
配置加载 : 72
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[ BEHAVIOR ] Run Closure @app_init [ RunTime:0.000017s ]
[ CACHE ] INIT redis
[ BEHAVIOR ] Run \addons\alioss\Alioss @app_init [ RunTime:0.002063s ]
[ BEHAVIOR ] Run Closure @app_init [ RunTime:0.002079s ]
[ LANG ] /www/wwwroot/house-oversea/thinkphp/lang/zh-cn.php
[ ROUTE ] array ( 'type' => 'module', 'module' => array ( 0 => 'home', 1 => 'Blog', 2 => 'question', ), 'convert' => false, )
[ HEADER ] array ( 'x-alicdn-da-via' => '8.25.82.184,120.27.78.67', 'ali-cdn-appview-name' => 'cdn-tengine', 'accept-encoding' => 'gzip, br, zstd, deflate', 'cookie' => 'house_back_url=%2Fblog%2Fmgfd8ff244662%2Fquestion', 'user-agent' => 'Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com)', 'accept' => '*/*', 'ali-swift-force-ttl-code' => '400=0', 'x-client-scheme' => 'https', 'x-forwarded-for' => '216.73.216.1', 'ali-swift-stat-host' => 'jiazhumeiguo.com', 'ali-swift-log-host' => 'jiazhumeiguo.com', 'ali-cdn-real-ip' => '216.73.216.1', 'ali-cdn-real-port' => '29749', 'eagleeye-traceid' => '0819529817548258161207147e', 'via' => 'us26.l1, l2cm9-6.l2', 'host' => 'jiazhumeiguo.com', 'content-length' => '', 'content-type' => '', )
[ PARAM ] array ( 'page' => '14', 'type_id' => '16', 'userid' => '58202', )
[ BEHAVIOR ] Run app\common\behavior\Common @module_init [ RunTime:0.000960s ]
[ TOKEN ] INIT Mysql
[ DB ] INIT mysql
[ RUN ] app\home\controller\Blog->question[ /www/wwwroot/house-oversea/application/home/controller/Blog.php ]
[ VIEW ] /www/wwwroot/house-oversea/public/../application/home/view/blog/default/question.html [ array ( 0 => 'user_detail', 1 => 'filter_list', 2 => 'question_list', 3 => 'pagenator', 4 => 'title', 5 => 'keywords', 6 => 'description', 7 => 'logo', ) ]
[ DB ] CONNECT:[ UseTime:0.002253s ] mysql:host=127.0.0.1;port=33060;dbname=house;charset=utf8mb4
[ SQL ] SHOW COLUMNS FROM `user_token` [ RunTime:0.001359s ]
[ SQL ] SELECT * FROM `user_token` WHERE `token` = 'd8aa945b8448d8a41ab99c04b04f9e522294b47c' LIMIT 1 [ RunTime:0.000318s ]
0.404011s