购房迷思:为何总有人坚持支付20%首付款买房?后续养房费用会更省吗?
我马上就要买房了,过去几年里,我买了好几套房产,因为我换了好几个社区,找到了更适合我的地方,甚至增添了一套度假屋。 这次,当我办理房贷买新房时,我决定按比例付首付款。除了第一次买房时,每次买房我都坚持同样的规则。我坚持的规则是,买房时要付20%首付款。只有当我有能力支付这笔钱时,才会买房。
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买对房稳赚不赔:在这10个海滨城市买间度假屋,平均年收入至少$20万以上
对于度假屋的房主来说,接下来将迎来一个生意很火爆的夏天,目前很多高端和低端的房源都被预订一空了。分析网站AirDNA根据平均入住率、每日平均费用得出了“年收入潜力”最高的10个海滨城市。最具代表性的海滩城市几乎都在加州和佛州,比如Monterey Bay和Destin,当然Miami和San Diego也是很火的。在这些地方,房东今年的平均年收入最少会在$20万美元。
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盘点全美最适合租房的城市:加州华人区Irvine上榜,排名第一的居然是它?
WalletHub在最新报告中列出了全美最适合租房的182个市场,如果你正在考虑租房这件事,不妨参考一下这份榜单。研究人员考察了多种因素,比如租金负担能力、空置率、生活成本等。
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「欢乐满屋」取景邮区 房价跌幅冠加州
根据房地产网站「Zillow」最新数据,湾区房市已自过去一年低迷复苏。然而,旧金山地区一个邮递区号的房价跌幅超过加州其他任何一个邮递区号。旧金山邮递区
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通膨+房租飙 7成加州租客忧心未来
加州公共政策机构6月份对1576名成年人进行民调发现,71%的受访者表示,因为房租大幅上涨而对未来感到担忧。综观总体经济,失业率低且加薪幅度大,但即便有额外进帐,亦被40年来最严重的通货膨胀所抵销。
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长租 VS 短租| 为何有钱人都热衷投资短租房?
都说在美国,投资房是当前税法下最好的投资形式之一。除了赚取不菲的租金收益外, 美国的投资房还能在税务方面实现各种减免,何乐而不为之!对于高净值人士,尤为如此。无论你是钟情于固定收取月租的长租,还是热衷于在Airbnb争做人气短租,房产投资总能给高收入净值人士带来投资收益和最大化省税的双重功用。
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新同居时代… 2人世界 5g居家设计 甜蜜升温
可以与心爱的人一起同居,创造两个人的梦想居住环境,是一件很幸福的事情。人们对于两人世界都有幻想,总会希望能让感情更加温,以下5个居家装潢,可以让感情加温,更能一起构思两人的居家空间。
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盘点当前全美十大最贵的租房市场:加州San Jose再度登顶、圣地亚哥租金首次超越旧金山
虽然全美范围内的租金价格正在降温,但加州的租金却依旧在涨,某些城市仍然进入了“全美租金最高的城市”之列。
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如何快速创建房屋净值?这对夫妻用了这种房贷秘诀实战成功!
我们现在的房子并不是豪宅,只是一所普通而舒适的房子,还有一个不错大小的地下室。但我们的第一套房子才是真正的入门级房子,小得多,面积只有现在的一半左右。因为第一套房子没有现在这么大,也没有进行过翻修,所以每月的房贷相对较低。部分原因是我们借得少,另一部分原因是我们能够以相当低的贷款利率锁定贷款。
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买家请避雷:买房时的一个“无心之失”,竟让这家人自掏腰包了$1,000美元!
买房子要承担的不止是贷款的费用,同样需要自掏腰包的还有维修费,从里到外比比皆是。
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北美置业
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打招呼
@北美置业
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